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Residential

Types Of Claims

Flood

In terms of lives lost and property damagedfloods are just behind tornadoes as the top natural disaster. Flood is typically not covered with your homeowner’s insurance policy, but rather it is a separate policy mostly purchased from the National Flood Insurance Program (NFIP). The main difference between a flood claim and a water damage claim is where the water comes from. With flood damage, the water comes from a natural source and two or more properties must be involved. A flood is defined as rising water as a result of bodies of lakes, rivers, streams, and oceans, but there are many possible natural causes of flooding such as heavy rain, melting snow, flash floods, hurricanes, tropical storms, land development, and broken dams. Cordo Claims Group can help identify whether you have experienced flooding due to natural causes or water damage due to wind driven rain or other factors. In either case, we are here to help you recover the most for your damage and help you get back to pre-loss condition as smoothly as possible.

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