Types Of Claims


Mold can spread throughout a property within 24-48 hours of a water loss incident. When dealing with a mold insurance claim, property damage of drywall, wood framing, baseboards, flooring, insulation, air ducts & HVAC systems and other interior finishes must be addressed. Measuring high moisture levels is essential in properly identifying mold. Removing and properly handling unsalvageable materials, containment, mold remediation, & post-remediation repairs are critical in eliminating mold completely. That is why it is imperative that you call Cordo Claims Group immediately following a water loss incident to avoid mold growth from the onset.

The Following Are Ten Things You Should Know About Mold According To The United States Environmental Protection Agency (EPA):

1)Potential health effects and symptoms associated with mold exposures include allergic reactions, asthma and other respiratory complaints.

2) There is no practical way to eliminate all mold and mold spores in the indoor     environment; the way to control indoor mold growth is to control moisture.

3)If mold is a problem in your property, you must clean up the mold and eliminate sources of moisture.

4) Fix the source of the water problem or leak to prevent mold growth.

5)Reduce indoor humidity (to 30-60%) to decrease mold growth by:

  • Venting bathrooms, dryers and other moisture-generating sources to the outside

Using air conditioners and de-humidifiers

  • Increasing ventilation
  • Using exhaust fans whenever cooking, dishwashing and cleaning

6) Clean and dry any damp or wet building materials and furnishings within 24-48 hours to prevent mold growth.

7) Clean mold off hard surfaces with water and detergent, and dry completely. Absorbent materials such as ceiling tiles, that are moldy, may need to be replaced.

8) Prevent condensation: Reduce the potential for condensation on cold surfaces (i.e., windows, piping, exterior walls, roof, or floors) by adding insulation.

9) In areas where there is a perpetual moisture problem, do not install carpeting (i.e., by drinking fountains, by classroom sinks, or on concrete floors with leaks or frequent condensation).

10) Molds can be found almost anywhere; they can grow on virtually any substance, providing moisture is present. There are molds that can grow on wood, paper, carpet, and foods.

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